Welcome to the ICM The ICM is the largest professional credit management credit training, organisation in Europe. Its 8,700 members hold appointments throughout industry and commerce - in trade, consumer and export credit as well as in credit education, related activities such as collections, credit reporting, credit insurance and insolvency practice. The Institute's aim is to raise professional credit books, standards in credit management, and to increase awareness of its importance as a crucial management function with a vital role in improving marketing, profitability and cash flow. Founded in 1939, the ICM is the centre of expertise in the United Kingdom for all matters relating to credit management. The Institute: sets professional standards, credit bookshop, and tests and assesses those who wish to become Members organises specialist education and training. provides a range of services aimed credit jobs, at keeping credit managers up to date. consults with and makes recommendations to the Government, European Commission, other professional bodies and trade credit vacancies, associations. ICM Membership JOINING ICM The ICM membership grades and entry criteria are as follows: AFFILIATE This is a non-professional grade, carrying no designatory letters, for those who wish to subscribe to the Institute's services but who, for whatever reason, are not yet seeking full professional membership. Candidates, uk credit must be over 21 years old with some experience in credit management which can be verified at the time of application.